by Crystal
Paine
There is so
much I could
share on
this topic,
but here is
just a small
little
excerpt from
one of my
ebooks (If
you have any
specific
questions on
this, please
feel free to
ask and I
will do my
best to try
and
answer!):
Through
Jesse’s
tenure in
law school,
we have
learned very
well what it
means to
“pinch
pennies.” It
has been an
excellent
faith-building
experience
for us to
truly have
to rely upon
the Lord to
provide our
daily bread.
We have
learned you
can live on
next to
nothing with
a cheerful,
creative
spirit! The
following
are some
basic things
which have
helped us:
Make
a Budget
We would
probably
have starved
a long time
ago had it
not been for
our budget!
Before we
were
married, we
sat down and
created a
budget
together. We
highly
recommend
all engaged
couples do
this, if
possible.
There is
freedom in
having a
budget
because it
provides
strict
spending
boundaries.
Our budget
does not
currently
allow room
for new
clothes (I
shop at used
clothing
stores. If
you know how
to dig and
only buy
things which
are a good
brand and in
excellent
condition,
no one would
ever know!),
eating out,
more than
one vehicle,
dentist
appointments
(we are
looking
forward to
when that
changes, but
for now, we
can live
without),
convenience
foods (I
only buy
these if I
can get them
next to
nothing with
coupons),
vacations,
hair
appointments,
and other
such
luxuries.
Because we
made this
budget
together, we
both agreed
to the
sacrifices
we were
going to be
making in
order to
survive
through law
school.
Every
expenditure
must be made
with
thoughtfulness.
If you do
not already
have a good
budget in
place, I
would
recommend
you sit down
with your
husband as
soon as
possible and
discuss your
budget in
general and
your grocery
budget
specifically.
Ask your
husband what
kind of
meals he
would like
for you to
cook. It is
important
that we, as
wives, do
our best to
cook meals
our husband
likes for
that is one
way we can
show our
respect and
love for our
husbands.
Plan
a Menu
When you
have a menu
planned for
the week and
you have
written your
grocery list
off of this
menu, it
will cut
down on a
lot of
“impulse
buying” when
you are at
the grocery
store. I
take my
calculator
and my
grocery list
when I shop
and stick to
the budget
and list.
When
planning
your menu,
plan simple
meals. Fewer
ingredients
in a dish
usually mean
it will be
less costly.
We also do
not have a
lot of side
dishes with
our meals as
this cuts
down on
costs as
well. I will
make a
larger
portion of
the main
dish and
then just
add a salad
a bread to
round it
out.
I plan our
menu weekly
around the
store sales.
I either use
the store
sale flyers
or check out
our store’s
sales online
(larger
chain
grocery
stores
usually list
their weekly
sales on
their
website). As
I see what
is on sale,
I check my
coupons to
see if I
also have
coupons for
items which
are on sale.
Oftentimes,
if an item
is on sale
and I also
have a
coupon, I
can get it
for
literally
pennies. I
have a large
plastic
container
which houses
all of my
coupons
which are
subdivided
in envelopes
into various
categories.
I do not
have the
space here
to share
about my
couponing
system
(which has
saved us
thousands of
dollars on
groceries as
well) but
perhaps I
will in a
later book.
Since I have
been
planning our
menu and
grocery list
this way for
so long, it
only takes
me around 15
minutes or
so to
accomplish
each week.
It is worth
every minute
of that time
for the
money it
saves us!
Shop
at More Than
One Store
Maybe this
seems like a
lot of work
to you, but
it has saved
us another
large chunk
of money
over the
past two
years. I
usually only
buy the sale
items and
reduced
items at our
nicer
grocery
store and
then I buy
the rest of
the items on
my list at a
discount
grocery
store. I do
not always
shop at two
stores.
Sometimes
there are
not any good
sales at the
nicer
grocery
store and so
I will only
go to the
discount
grocery
store. On
the other
hand,
sometimes
there are a
lot of sales
at the nicer
grocery
store and so
I skip going
to the
discount
grocery
store
altogether.
In order to
be able to
shop at more
than one
store to
your
advantage,
you need to
know what
all the
regular
prices are
for things
you normally
buy. If you
do not know
this
off-hand, I
suggest you
take a
notebook
with you the
next time
you go
shopping and
record the
regular
price of
everything
you normally
buy. After
price-comparing
for so long,
I just know
instinctively
if something
is the
lowest price
I can get it
or not.
Think Before
You Spend
This might
seem like a
no-brainer,
but learning
to think
before I
spend has
also saved
me hundreds
of dollars
over the
years. Ask
yourself:
1) Do I have
the money on
hand to pay
for this?
2) Do I need
this?
3) Can I buy
this
somewhere
else for
less?
Oftentimes,
in asking
these
questions, I
will talk
myself out
of making a
purchase! I
will realize
I don’t
really have
the money to
pay for it
or I don’t
need the
item. Other
times, I
will think
of a way I
can purchase
this item
for less.
These
particular
questions
are good to
ask yourself
before
making any
purchase,
not just
when tempted
to impulse
buy at the
grocery
store!
Stock Up and
Save
When
something is
on a good
sale, buy as
many as you
can afford
in your
grocery
budget. But
beware, just
because
something is
"on sale"
does not
mean it is a
good price--
it may still
be half that
price at the
discount
grocery
store. Do
your
homework so
that you
know a good
sale when
you see one!
If your
grocery
store has
double-dollar
coupons on
occasion, it
is
imperative
you stock
up!
(Providing
you have
coupons. If
you don't
get the
Sunday
paper, you
can have
friends or
relatives
give theirs
to you, if
they do not
use them. I
have a
number of
people do
this, and I
am always
well
supplied.) A
couple of
months ago,
our local
grocery
store was
having
“Double
Dollar”
coupons and
I spent $26
and saved
$140!! We
purchased
enough
toilet paper
to last us
for a year!
Pray
Before You
Shop
My mom
taught me to
acknowledge
God in all
my ways
(Proverbs
3:5-6) and
see Him
direct my
paths! I
have sought
to apply
this to
little areas
such as
grocery
shopping.
You might
think it odd
for me to
pray before
I go into
the store,
but it is
amazing to
me how God
will bless
and multiply
the little I
have when I
give it to
Him! I have
come out of
the store
time and
time again
with sacks
of groceries
which only
cost me a
very minimal
amount and I
know it is a
direct
answer to my
prayers for
God to bless
my time in
the grocery
store. I
have learned
that often I
have not,
because I
have not
asked. God
delights to
bless His
children
when they
put their
trust in
Him!
Excerpted
From
Simply
Centsible
Suppers.